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Most of us are not prepared for any type of retirement, and I define retirement loosely like part-time worker, career changer, transition to self-employed, etc.  Currently only 14% of employees are on track to replace at least 80% of their income in retirement, and at least 50% of employees across all age and income levels [...]


Get The Wall Street Journal for 75% off! Many people are sweating over the fact that their 401K maximum balance at the end of their working years won’t be enough to support the lifestyle that they thought they would have. Let’s not dwell on what you don’t have but let’s discuss some of the options [...]


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